You all know the phrase "actions speak louder than words". You also all read my post:
Every Dollar Counts .
I can tell you what I will do but if I take no action then it is all meaningless. We could read about frugal things every day but if we don't put them into action, we have wasted our time.
How many people see frugal things and say to themselves I am going to start to do those things and then move on and forget about them. How many people say "I don't have time to do these things. Yet, you spend endless hours surfing the internet or playing games on facebook that won't help your bottom line or net worth at all.
I believe that everyone can make the time to do some frugal things even if you work outside the home all day. Hubby and I did it when we worked. You just have to want to get ahead in life. It doesn't take that many hours to accomplish. You do one frugal thing a day until it becomes a habit, then add another habit. If you keep doing that it becomes a way of life for you that you barely have to think about. We have many habits ingrained in our every day life.
That said, we are going to spend a lot of time thinking about every little thing we do this year. We will ask ourselves: Is there a better way? What can we substitute? Do we really need to make this purchase? Can we borrow said item? How can we save on this today? Even after almost 50 years of frugality, I know that I can do better. And I will share those thought processes with you.
Do we really need to make this purchase is one that I am going to concentrate on in 2017. If every dollar counts, then every purchase must count. It will be my goal to NOT SPEND this year. I will take you along on this journey five days a week, Monday through Friday. Yes, everyone needs some downtime. I might do little posts on a weekend like I did yesterday and today depending on what needs to be said.
We believe that we have too much stuff. That stuff needs to be assessed and some of it donated. How much stuff is enough and how much is too much? These are questions we will look at as I go through every item in the house from basement to attic. If the item isn't part of our design plan, can we get rid of it? How much time is it taking us to hang onto it? Does it save us time? Does it save us money? Is it an heirloom that my children or grandchildren might like or will they just trash it when we are gone? Do we really need to hang onto all of this paperwork? Can we just scan it into the computer? So many questions to ask ourselves.
If we have too much stuff, why are we purchasing something else to add to our stuff. That question will be asked of every purchase except necessities like food, cleaning products, personal care items and medicines. But those items will also be looked at with a critical eye. How many of you have stuff tucked away that you haven't used in years? Make a decision and donate it or sell it. It's just cluttering up your way of life and your mind.
Impulse buying hurts everyone's bottom line. we have all been guilty of it at one time or another. That's how I ended up with so much stuff. So there will be no impulse shopping in our lives in 2017.
We will take action on everything whether it is a big item or a little item. We will take action on everything in our life. We will decide what we can do better that will help our bottom line.
So why not join us for the ride. Don't you want to be dollars ahead by December of 2017? Or do you want to be in the same monetary position that you are in today? It's your choice!
Bottom line: You will know the way I think and what we do every day. I will continue the expense reports each and every month because a few people have expressed an interest. I believe that even one person counts.