This is every penny that we have spent in the month of January. If there is an expense that you don't see mentioned here, you will find an explanation HERE .
Alarm Monitoring $ 30.90
Cable TV, Internet & Tel. 138.34
Gas & Electric 199.43
Non-Food Household Goods 486.39
Office Supplies 16.19
Household Maintenance 348.32
Wine & Liquor 23.82
B.J.'s Membership 54.37
Property Taxes 3350.98
Personal Care 110.00
Total Expenses for January $ 12,462.40
You did read that expense total correctly. I know I was kind of taken aback by it. This is probably the largest expense month in years. I had a larger one in December 2013 when I spent almost $13,000. in dental on my bridge to be made and installed.
As you can see, we had two very large expenses because of my dental problems this month. The root canal and post caused by my bridge being taken off yesterday cost me an additional $ 1428. Add that to the $ 3838. that the rest of the work is costing me plus Hubby and my cleanings and my X rays and the grand total at the dentist this month was $ 5842. The rest of the medical was insurance, doctor co-pays, prescriptions, and medical equipment.
The restaurant expense was two dinners out with friends and family. Then we had take out of 2 fish frys, 1 beef on a weck, 1 fries and 1 onion rings.
Groceries were high because of stocking up on large boxes of K cups and tea that were at a great price plus two B.J.s bulk orders.
Non-food household goods was cleaning products,
wrapping paper, a $20. discounted Subway gift card,
a new electric razor for Hubby for $64.79, 2 Origami shelving units for $ 215. 95, hand soap refills, laundry eggs, some miscellaneous hardware, batteries, and trash bags.
Office supplies was my planner. Gifts was for my grandson's birthday.
Household maintenance was our annual bill for 2017 for fertilizer and other treatments for our lawn. They bill us in January or February and give us 5% off if we pay in full for the year.
The cellphone expense was for the entire year of 2017. We pay my son whose account it is under. He only charges us for the basic charges - nothing for internet or texting.
The property taxes was for all of 2017. We pay the school taxes in September.
I think pretty much everything else is pretty easy to figure out.
We had quite a bit of money left after paying all of these bills with the exception of the large dental bills which I charged on a credit card that won't arrive until the end of February. The reason is that we didn't invest as much as we could have in December 2016. Instead as I told you, we held $ 4000. over into January because of the property taxes. We also had some money left from November 2016 because we always keep a bit for a buffer. I don't like the checking account going down to low.
So rather than make an investment this month, we have decided to hold the leftover money in our checking account until we get the dental credit card bill. There is no sense making the investment this month and then having to take the dental bill out of our expense account next month. It will just be a wash the end of February. So that is why I showed the dental expense this month. I hope I explained this so you can understand it. I know it is confusing but it is amazing what we will do to make $100. cash back using our credit card. I could have just paid cash.
So if I ignore the dental bill and the property taxes, everything else was just about where we would like it.
How was your month? Did you have any bills pop up that you weren't expecting like my dental bills?